Articles in the ‘Personal Finances’ Category

America has a high level of ignorance with regards to personal finance. The information in this article covers what you need to know to keep your personal finances in order. You will be educated on ways you can get the most bang for your buck, as well as providing information on making more money.

It’s simply a great piece of software backed by a great methodology and wonderful support. As others have stated here, I have been a Quicken user for years (since the old “blue screen” days).

It still remains to be seen really but I think that my budgeting will be more accurate now. I do definitely spend less time planning out my next month’s budget. This software has helped me in so many ways with respect to money management. I have Quicken and Money, but both were really a waste of money for budgeting. This is not for the wishy-washy, faint of heart person who thinks a software application is going to miraculously “fix it”. It’s for the person who seriously wants to make changes in their spending habits and is willing to work at it. I am learning to think whether expenditures fit within my income now – or if I should wait for later, or not spend at all. I am seriously enjoying this process! Searching for a way to finally get a grip and get rid of debt without having to spend tons of time (which I don’t have anyhow), I came across this software about a month ago. As a longtime user of MS Money, I had no trouble getting the software up and running even though the premise is different from most money “management” software.

This being the case, and this is where I was failing on this system for a while, you absolutely cannot look at your bank account to see how much you can spend on that new TV, as this will destroy the budget. You need to pay attention to YNAB instead. I have had the same large credit card debt for the last ten years that I could never escape from. Thanks to YNAB and the debt snowball method, I have managed to pay off about 40% of that and will have it paid off completely within the next two years (I know the exact date it will be paid off).

If you want to stop living paycheck to paycheck and really get a handle on your day to day finances, this is the program for you. You will finally see where your money is going and learn to live within your means. Keep up the good work! I look forward to seeing what’s in the works next.